Southwest Florida (SWFL) Motorcycle Insurance
Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, you cannot predict if and when an accident will occur. This is one reason why Florida state law mandates that Southwest Florida motorcycle riders must possess insurance. Both property damage liability and bodily injury liability are automatically included under motorcycle insurance in Southwest and throughout Florida. Beyond that you can select coverage in the following areas:
- Accident protection
- Passenger protection
- Breakdown protection
- Replacement cost coverage
- Insuring more than one motorcycle
- Mature riders
- Credit for qualified safety courses
- Multi-policies with our company
- For Injuries to a Single Person: $10,000
- For Injuries to Two or More Persons: $20,000
- For Damages to Personal Property: $10,000
You may also be eligible for some discounts that will make your Southwest Florida motorcycle insurance premiums even lower.
Southwest Florida motorcycle insurance discounts:
Discounts that could significantly lower your insurance premium aren’t the only reason to place your Southwest Florida motorcycle insurance policy with us. Rider Insurance Group also provides competitive pricing, customer service, and peace of mind. We’ll help you design a policy to meet your needs as a motorcycle owner. We’ll show you what coverage may be available and how to get the personalized Southwest Florida motorcycle insurance protection you require.
Southwest Florida Motorcycle Insurance Laws
Florida is one of the few states in which motorcycle liability insurance is not required by law. Liability coverage offers protection against claims alleging that a property owner’s negligence or inappropriate action resulted in bodily injury or property damage to another party. If you do choose to insure your motorcycle, your liability coverage must meet or exceed certain minimum thresholds for bodily injury to others and damage to third party property.
If saving the most money possible is your only priority, merely getting insured up to these thresholds will do the trick. However, the majority of riders choose to get more coverage than this. After all, IRC (Insurance Research Council) 23% of Florida motorists drive without insurance. You may want to consider Uninsured Motorist coverage so that you will be covered in case you’re involved in an accident and the other motorist is uninsured.
If you are looking for a quote for Southwest Florida Motorcycle Insurance, give us a call and we can help.
Located in Estero, Florida; a family owned and operated business, Rider Insurance Group was originally established in 1999. We do not work for a specific insurance company; we work for you. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.