Southwest (SWFL) Florida Business Owner Insurance
A Southwest Florida Business Owner’s Policy (BOP) has been compared to a homeowner’s policy for a small business. Business Owner’s Insurance combine the basic coverage a typical small business needs into a comprehensive package at a premium that is generally less than would be required to purchase such coverage separately.
Your business is subject to many unforeseen risks and events, even when you leave no stones unturned to ensure that everything is in order. So the best way to protect your business is to protect your valuable assets – by the use of a Southwest Florida business owner Insurance policy you are insuring them under a plan that comprehensively covers your risks.
A typical Southwest Florida Business Owner Insurance policy includes:
Property insurance – Covering buildings & business personal property such as equipment, inventory, tenant improvements and betterments, and furniture.
Business interruption insurance and Extra Expense – Will protect a company against losses resulting from a temporary shutdown because of fire or other insured peril. It will provide reimbursement for lost net profits and necessary continuing operating expenses. Most Southwest Florida Business Owner Insurance policies will provide business interruption and extra expense on an actual loss sustained basis rather than stipulate a specific dollar amount.
Liability Insurance – coverage for general liability, personal & advertising injury liability, product and completed operations liability, and fire legal liability.
Crime insurance – covering loss of money or securities resulting from robberies or burglaries as well as losses from employee theft or embezzlement.
Hired and Non-owned Auto Liability – “Hired Auto Liability” provides liability protection for the company for vehicles they rent and “Non-owned Auto Liability” provides liability protection for vehicles not owned by the company (Example: an employee driving their own car during the course of conducting business).
If you are looking for a quote for Southwest Florida Business Owner Insurance, give us a call and we can help.
Located in Estero, Florida; a family owned and operated business, Rider Insurance Group was originally established in 1999. We do not work for a specific insurance company; we work for you. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.